Nobody knows. It is on a sticker in the basement. You will look it up again next time. Your Home AI Profile remembers it for you — plus everything else about your house.
See a sample How it worksThat is why people give up on this kind of thing. So we made it easy. You take a few pictures. You upload the papers you already have. We do the rest.
Your agent sets it up when you buy the house. Your address, the day you bought it, and the price are in there. So is a list of work done with permits.
Every big machine has a sticker on it. Snap the one on the furnace, water heater, air conditioner and fridge. We read the numbers off the photo.
Upload the report from the home inspector. Every problem he found turns into a list item you can check off as you fix things.
We know how long things usually last. So you find out your water heater is getting old before it leaks all over the floor.
This is a made-up house so you can see how it works.
Your HOA puts away money every month. It is for big jobs later. Like a new roof.
61% means they have saved a little over half of what they should have by now. That is the middle. They may ask you for extra money one day.
Under 30% — they will likely ask 30–70% — they might ask Over 70% — they likely won't
Only 20 homes here are allowed to be rented. Right now 12 are. So there is room for 8 more.
This helps you two ways. Fewer rentals makes it easier for the next buyer to get a loan. And if you ever move away, you could rent yours out.
If all 20 spots fill up, you could not rent yours. You would have to sell instead.
Why this matters when you sell. A bank checks your HOA before it lends money to your buyer. If the HOA has not saved enough, the bank can say no. Then fewer people can buy your home.
New rules started in August 2026. Banks now check this on every sale. Illinois does not make your HOA save money. They can even vote to stop. So keep an eye on this number yourself.
You will have years of receipts, repairs, permits and papers already sorted. Most people hand the next buyer a shoebox and a shrug. You can hand them the whole story of the house. That is worth real money.
Everything above is made up. Yours would have your real furnace, your real water heater, and your real dates.
Sign in to my home profileIf your agent set one up for you, use the same email they have for you. If nobody set one up, you can still start your own — it is free, and it always will be.
Send us one photo of your yard. We will show you what it would look like with a new deck, a pool, or new plants. It is free and takes about 25 seconds.
Try it